7 Things We Do to Ensure a Smooth Home Closing Process for You
There are few things we enjoy more than saying to a client, “Congratulations! The house is yours!” That means that the seller has accepted your offer, conditions have been waived, the closing date has been set, and you’ll soon be preparing for moving day. However, there are still a few important steps leading up to Closing Day to ensure a smooth transition into your new home.
Coordinating Final Details
Once the deal is firm, we help ensure that all conditions have been met. This may include verifying financing approval, confirming that a home inspection has been completed, or ensuring any agreed-upon repairs are made by the seller. This is the time to finalize arrangements with your mortgage lender, lawyer, and insurance provider.
Keeping Communication Open
One of the most important roles we play at this stage is maintaining clear communication between all parties. We stay in contact with the seller’s agent, your lawyer, and any other professionals involved to ensure that nothing is overlooked. We also keep you updated on any steps you need to take before Closing Day.
Final Walkthrough
A few days before closing, we always recommend a final walkthrough of the property. This is your opportunity to check that the home is in the expected condition, ensure all appliances are working, and confirm that any agreed-upon repairs have been completed. We arrange this visit and are there to help spot any issues that may need addressing before closing.
Understanding Closing Costs
Beyond the purchase price of your home, there are additional costs to consider on Closing Day. We remind you about expenses such as legal fees, land transfer tax, title insurance, and adjustments for property taxes or utilities. Knowing these costs ahead of time helps prevent any last-minute surprises.
Ensuring All Documents Are Ready
Closing Day involves a significant amount of paperwork. We work closely with your lawyer to confirm that all required documents have been signed and submitted on time. This includes your mortgage paperwork, insurance policies, and any final legal documents related to the transfer of ownership.
Coordinating the Key Handover
On Closing Day, once the financial transactions are complete and your lawyer confirms that the deed has been transferred, we coordinate the key handover. Typically, keys are picked up from your lawyer’s office, but we ensure you know exactly when and where to collect them.
Post-Closing Support
Even after the keys are in your hands, we are still here for you. Whether you have questions about setting up utilities, need recommendations for local services, or encounter an unexpected issue with the home, we are always a phone call away.
Buying a home is an exciting milestone, and having a trusted real estate team by your side ensures a smooth and stress-free experience. If you have any questions about buying or selling a home, we’re always happy to help!
If you have questions about the home buying process, please feel free to call or email or submit the form below.
